Total Payment Protection (TOPP) Policy Cover:
In compliance with the UK Package Travel, Package Holidays and Package Tours Regulations 1992 and the Civil Aviation (Air Travel Organiser's Licensing) Regulations 1995 an insurance policy has been arranged with Travel & General Insurance Company plc to protect customers' prepayments paid in respect of package holidays as defined by the Regulations. These include:

• flight inclusive packages commencing & returning to the UK
• the ground handling aspects of packages where the customer is responsible for arranging travel to the destination

offered on this website and to cater, where necessary (and subject to the terms of the insurance policy), for:

• a refund of such prepayments if customers have not yet travelled
• making arrangements to enable the holiday to continue if customers have already travelled or
• repatriation of customers to the UK

in the unlikely event of financial failure. Payments for course only bookings are not protected under this policy.